Quick Answer: How Is a Bowling Handicap Calculated?
Handicap = (Basis - Average) × Percentage, with the fraction of a pin dropped and a floor of zero. The handicap is added to every game: Handicap score = Game + Handicap.
A bowler averaging 147 in a league with a 220 basis at 80%: (220 − 147) × 0.80 = 73 × 0.80 = 58.4, so the handicap is 58 pins. A 190 game posts as 248.
The basis and the percentage belong to the league, not the bowler. Common choices are a basis of 200, 210 or 220 and a factor of 80% or 90%, and the same 147 average earns anywhere from 42 to 65 pins depending on which pair a league picks.